Taxi insurance and app-based driving – what’s it all about?
Many drivers think: “I’m only driving on an app, so it’s not really a taxi.” In practice, what matters is that the car is used for paid passenger transport, often in city traffic and for many hours a day.
That’s why taxi car insurance should reflect the real use of the vehicle. This matters not just “on paper,” but also when an accident happens and formalities begin.
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A TAXI DRIVER
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Taxi liability insurance – the minimum you can’t go without
Taxi Liability Insurance (simply Taxi OC covering passenger transport) is an absolute must. The difference compared to standard private car insurance is that here the insurer calculates the risk for a specific activity: taxi or passenger transport.
If you drive professionally with Uber, Bolt, or Freenow, it’s worth taking this seriously from day one. “The cheapest insurance like for a private car” might sound tempting, but app-based work easily puts you in situations that test the quality and fit of your policy.
How much does taxi insurance cost and why can the prices sting?
The question “How much does taxi insurance cost?” comes up again and again – and no wonder, because it’s expensive. The premiums are noticeably higher than for private vehicles because:
- you drive more (the kilometers add up quickly),
- you’re more often in congested city traffic,
- you carry passengers, so responsibility and potential claims increase,
- the car is used intensively, so the risk of minor damage is higher.
In practice, when you add the costs of fuel, servicing, tires, and app commissions, insurance is often one of the biggest “startup” expenses and one of the most discouraging.
Taxi insurance for Uber / Bolt / Freenow – what’s usually most important?
Phrases like Uber taxi insurance or Bolt taxi insurance describe the same core thing: a policy that fits the job of an app-based driver. Most often, the key is to:
- make sure the vehicle’s intended use matches passenger transport,
- ensure the coverage fits heavy, intensive use,
- avoid any ambiguity if an accident or collision happens during a ride.
If you work on several apps simultaneously (e.g. Uber + Bolt + Freenow), consistency and clarity in your documents matter even more – because rides “mix together” throughout the day.
An alternative that saves you stress: rent a taxi car from us
Since taxi insurance and all the related costs can be high, many people choose a simpler solution: rent a taxi car from us. This option is especially convenient if you:
- want to start earning quickly without long formalities,
- don’t want to tie up your money in a car and expensive policies,
- want predictable costs and a ready-to-go car for app-based work.
In short: instead of investing large sums upfront, you can start driving “right away” and focus on your results.
Cooperation with Avalon Logistics Group – the best fleet partner
Our company focuses on drivers working on apps, so we prioritize solid organizational and fleet support. That’s why we cooperate with Avalon Logistics Group, the best fleet partner that supports us in running and developing solutions for app-based taxi drivers.
This allows us to operate more efficiently and reliably, providing drivers with solutions tailored to the realities of Uber, Bolt, and Freenow.
Summary
If you drive using apps, well-chosen taxi liability insurance is a must – but it’s also a real cost that can hurt. That’s why many drivers choose a practical alternative: rent a taxi car from us and start working without stress or a large initial investment.
Want to start driving with Uber, Bolt, or Freenow and need a ready-to-go taxi car? Write to us – we’ll explain how it works and match the best option for your driving plans.
BECOME A TAXI DRIVER
Work and earn right away!
